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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,279 | $27,936-88.3% | $58,561-94.4% | $75,173-95.6% |
| Participation rate | 12.6% | 38.8%-26.2pp | 50.9%-38.2pp | 67.2%-54.6pp |
| Annual return | 27.46% | 44.21%-16.8pp | 4251.33%-4223.9pp | 160.72%-133.3pp |
| Employer contribution / active EE | $93 | $670-86.2% | $1,053-91.2% | $2,671-96.5% |
| Participant deferral / active EE | $229 | $1,202-80.9% | $1,923-88.1% | $4,126-94.4% |
| Admin fee / account holder | $1,243 | $1,727-28.0% | $2,520-50.7% | $5,651-78.0% |