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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,400 | $79,955-84.5% | $98,461-87.4% | $75,173-83.5% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 45.58% | 19.75%+25.8pp | 21.17%+24.4pp | 160.72%-115.1pp |
| Employer contribution / active EE | $2,478 | $2,264+9.4% | $3,049-18.7% | $2,671-7.2% |
| Participant deferral / active EE | $5,238 | $3,752+39.6% | $4,738+10.5% | $4,126+26.9% |
| Admin fee / account holder | $2,522 | $6,841-63.1% | $8,961-71.9% | $5,651-55.4% |