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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,814 | $82,674-80.9% | $125,363-87.4% | $68,495-76.9% |
| Participation rate | 96.3% | 75.0%+21.2pp | 82.4%+13.9pp | 67.9%+28.4pp |
| Annual return | 0.28% | -5.97%+6.3pp | 572.15%-571.9pp | -7.84%+8.1pp |
| Employer contribution / active EE | $3,132 | $3,382-7.4% | $4,815-34.9% | $2,596+20.6% |
| Participant deferral / active EE | $5,542 | $6,111-9.3% | $7,447-25.6% | $4,028+37.6% |
| Admin fee / account holder | $876 | $6,276-86.0% | $10,005-91.2% | $5,403-83.8% |