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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,668 | $148,582-93.5% | $135,942-92.9% | $139,456-93.1% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 49.85% | 79.26%-29.4pp | 68.28%-18.4pp | 373.45%-323.6pp |
| Employer contribution / active EE | $2,855 | $5,245-45.6% | $4,858-41.2% | $4,753-39.9% |
| Participant deferral / active EE | $2,855 | $8,101-64.8% | $7,759-63.2% | $6,711-57.5% |
| Admin fee / account holder | $23 | $12,402-99.8% | $10,764-99.8% | $11,407-99.8% |