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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,161 | $102,429-76.4% | $147,096-83.6% | $80,925-70.1% |
| Participation rate | 89.9% | 75.9%+14.0pp | 82.2%+7.7pp | 67.7%+22.2pp |
| Annual return | 69.22% | 135.02%-65.8pp | 419.75%-350.5pp | 35.65%+33.6pp |
| Employer contribution / active EE | $2,729 | $3,716-26.6% | $4,936-44.7% | $2,756-1.0% |
| Participant deferral / active EE | $5,515 | $6,649-17.0% | $8,071-31.7% | $4,299+28.3% |
| Admin fee / account holder | $376 | $7,957-95.3% | $13,005-97.1% | $6,940-94.6% |