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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,450 | $132,099+12.4% | $115,599+28.4% | $138,895+6.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.3%-24.3pp | 79.9%-29.9pp |
| Annual return | 27.61% | 176.76%-149.1pp | 111.10%-83.5pp | 145.39%-117.8pp |
| Employer contribution / active EE | $10,500 | $3,416+207.4% | $2,955+255.3% | $4,194+150.3% |
| Participant deferral / active EE | $15,500 | $5,617+176.0% | $4,889+217.0% | $6,396+142.3% |
| Admin fee / account holder | $0 | $15,650-100.0% | $12,841-100.0% | $12,562-100.0% |