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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,763 | $185,883-5.4% | $170,043+3.4% | $139,466+26.0% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 15.97% | 60.54%-44.6pp | 53.40%-37.4pp | 373.66%-357.7pp |
| Employer contribution / active EE | $1,888 | $7,596-75.1% | $6,790-72.2% | $4,754-60.3% |
| Participant deferral / active EE | $6,935 | $11,626-40.3% | $10,410-33.4% | $6,712+3.3% |
| Admin fee / account holder | $1,790 | $15,393-88.4% | $12,824-86.0% | $11,409-84.3% |