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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,563 | $129,737-91.9% | $119,126-91.1% | $154,746-93.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 23.53% | 379.08%-355.5pp | 282.11%-258.6pp | 172.34%-148.8pp |
| Employer contribution / active EE | $10,056 | $4,375+129.9% | $4,034+149.3% | $4,379+129.6% |
| Participant deferral / active EE | $16,368 | $5,842+180.2% | $5,318+207.8% | $6,730+143.2% |
| Admin fee / account holder | $4,029 | $11,961-66.3% | $10,693-62.3% | $14,365-72.0% |