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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,168 | $159,978-56.8% | $147,041-53.0% | $145,978-52.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.65% | 98.36%-85.7pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $24,596 | $5,288+365.1% | $4,935+398.4% | $4,662+427.6% |
| Participant deferral / active EE | $52,516 | $8,429+523.1% | $8,071+550.7% | $6,690+685.0% |
| Admin fee / account holder | $8,526 | $15,053-43.4% | $13,006-34.5% | $13,400-36.4% |