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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,142 | $88,702+142.5% | $81,780+163.1% | $145,978+47.4% |
| Participation rate | 75.0% | 75.0%0pp | 72.4%+2.6pp | 80.3%-5.3pp |
| Annual return | 14.37% | 1029.12%-1014.8pp | 776.27%-761.9pp | 550.52%-536.1pp |
| Employer contribution / active EE | $1,306 | $3,084-57.6% | $2,914-55.2% | $4,662-72.0% |
| Participant deferral / active EE | $7,054 | $4,645+51.8% | $4,321+63.3% | $6,690+5.4% |
| Admin fee / account holder | $2,233 | $8,414-73.5% | $7,384-69.8% | $13,400-83.3% |