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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,407 | $160,040-33.5% | $147,096-27.7% | $145,877-27.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 116.34% | 98.49%+17.8pp | 419.75%-303.4pp | 551.28%-434.9pp |
| Employer contribution / active EE | $15,648 | $5,289+195.8% | $4,936+217.0% | $4,663+235.6% |
| Participant deferral / active EE | $15,630 | $8,429+85.4% | $8,071+93.7% | $6,691+133.6% |
| Admin fee / account holder | $814 | $15,050-94.6% | $13,005-93.7% | $13,402-93.9% |