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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,400 | $106,267-33.8% | $96,520-27.1% | $139,456-49.5% |
| Participation rate | 75.0% | 77.8%-2.8pp | 74.3%+0.7pp | 80.3%-5.3pp |
| Annual return | 0.00% | 38.45%-38.5pp | 35.72%-35.7pp | 373.45%-373.4pp |
| Employer contribution / active EE | $2,545 | $4,105-38.0% | $3,739-31.9% | $4,753-46.5% |
| Participant deferral / active EE | $3,205 | $5,454-41.2% | $4,879-34.3% | $6,711-52.3% |
| Admin fee / account holder | $3,397 | $7,882-56.9% | $6,733-49.6% | $11,407-70.2% |