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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,084 | $174,379-84.5% | $152,093-82.2% | $138,895-80.5% |
| Participation rate | 83.3% | 81.6%+1.7pp | 77.8%+5.6pp | 79.9%+3.4pp |
| Annual return | 29.61% | 74.86%-45.2pp | 66.36%-36.7pp | 145.39%-115.8pp |
| Employer contribution / active EE | $2,805 | $4,652-39.7% | $4,175-32.8% | $4,194-33.1% |
| Participant deferral / active EE | $5,332 | $6,159-13.4% | $5,451-2.2% | $6,396-16.6% |
| Admin fee / account holder | $744 | $16,880-95.6% | $14,497-94.9% | $12,562-94.1% |