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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,579 | $97,289-88.1% | $92,805-87.5% | $155,188-92.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 28.45% | 29.03%-0.6pp | 31.59%-3.1pp | 148.84%-120.4pp |
| Employer contribution / active EE | $3,202 | $3,632-11.8% | $3,424-6.5% | $4,248-24.6% |
| Participant deferral / active EE | $6,000 | $8,795-31.8% | $8,448-29.0% | $6,531-8.1% |
| Admin fee / account holder | $563 | $12,015-95.3% | $10,911-94.8% | $14,480-96.1% |