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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,818 | $108,911-95.6% | $100,392-95.2% | $145,884-96.7% |
| Participation rate | 87.5% | 83.0%+4.5pp | 81.5%+6.0pp | 80.3%+7.2pp |
| Annual return | 58.75% | 58.23%+0.5pp | 49.45%+9.3pp | 551.85%-493.1pp |
| Employer contribution / active EE | $2,994 | $4,420-32.3% | $3,941-24.0% | $4,662-35.8% |
| Participant deferral / active EE | $4,137 | $8,459-51.1% | $8,090-48.9% | $6,690-38.2% |
| Admin fee / account holder | $377 | $9,698-96.1% | $7,904-95.2% | $13,392-97.2% |