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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,579 | $107,666-89.2% | $102,184-88.7% | $154,746-92.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 28.45% | 29.33%-0.9pp | 31.58%-3.1pp | 172.34%-143.9pp |
| Employer contribution / active EE | $3,202 | $3,846-16.8% | $3,594-10.9% | $4,379-26.9% |
| Participant deferral / active EE | $6,000 | $8,719-31.2% | $8,309-27.8% | $6,730-10.8% |
| Admin fee / account holder | $563 | $12,943-95.6% | $11,609-95.1% | $14,365-96.1% |