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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,434 | $117,895-94.5% | $102,460-93.7% | $145,897-95.6% |
| Participation rate | 80.0% | 78.6%+1.4pp | 76.5%+3.5pp | 80.3%-0.3pp |
| Annual return | 9.45% | 31.92%-22.5pp | 29.47%-20.0pp | 552.29%-542.8pp |
| Employer contribution / active EE | $1,794 | $3,619-50.4% | $3,025-40.7% | $4,663-61.5% |
| Participant deferral / active EE | $2,211 | $5,736-61.5% | $5,056-56.3% | $6,689-67.0% |
| Admin fee / account holder | $6,476 | $13,353-51.5% | $9,460-31.5% | $13,390-51.6% |