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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,648 | $97,550-67.6% | $120,344-73.7% | $87,485-63.8% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.7%+8.5pp | 68.9%+16.3pp |
| Annual return | 20.51% | 18.41%+2.1pp | 20.30%+0.2pp | 26.06%-5.5pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $6,999 | $4,230+65.5% | $5,135+36.3% | $4,274+63.8% |
| Admin fee / account holder | $9,031 | $9,543-5.4% | $12,742-29.1% | $7,775+16.2% |