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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,667 | $86,938-70.5% | $102,423-74.9% | $80,925-68.3% |
| Participation rate | 85.7% | 72.4%+13.3pp | 76.5%+9.2pp | 67.7%+18.1pp |
| Annual return | 16.40% | 18.89%-2.5pp | 29.42%-13.0pp | 35.65%-19.2pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,898 | $4,120+91.7% | $5,054+56.3% | $4,299+83.7% |
| Admin fee / account holder | $4,457 | $8,053-44.6% | $9,455-52.9% | $6,940-35.8% |