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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,896 | $124,980-61.7% | $108,359-55.8% | $154,746-69.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.22% | 45.00%-25.8pp | 36.89%-17.7pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,743 | $2,851-3.8% | $2,399+14.3% | $4,379-37.4% |
| Participant deferral / active EE | $6,547 | $4,743+38.0% | $4,137+58.2% | $6,730-2.7% |
| Admin fee / account holder | $7,408 | $11,502-35.6% | $9,741-23.9% | $14,365-48.4% |