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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,658 | $111,830-61.9% | $93,696-54.5% | $145,884-70.8% |
| Participation rate | 93.8% | 74.2%+19.5pp | 68.7%+25.0pp | 80.3%+13.4pp |
| Annual return | 12.40% | 204.08%-191.7pp | 133.74%-121.3pp | 551.85%-539.4pp |
| Employer contribution / active EE | $2,460 | $3,093-20.5% | $2,422+1.6% | $4,662-47.2% |
| Participant deferral / active EE | $6,244 | $4,920+26.9% | $4,417+41.4% | $6,690-6.7% |
| Admin fee / account holder | $2,090 | $10,249-79.6% | $8,287-74.8% | $13,392-84.4% |