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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,075 | $212,386-62.8% | $199,883-60.4% | $138,895-43.1% |
| Participation rate | 90.0% | 87.4%+2.6pp | 86.8%+3.2pp | 79.9%+10.1pp |
| Annual return | 14.05% | 47.75%-33.7pp | 43.81%-29.8pp | 145.39%-131.3pp |
| Employer contribution / active EE | $9,097 | $6,625+37.3% | $6,261+45.3% | $4,194+116.9% |
| Participant deferral / active EE | $14,596 | $9,617+51.8% | $9,138+59.7% | $6,396+128.2% |
| Admin fee / account holder | $596 | $18,233-96.7% | $17,268-96.5% | $12,562-95.3% |