Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,006 | $69,823-35.5% | $76,872-41.5% | $74,460-39.6% |
| Participation rate | 39.4% | 70.0%-30.6pp | 69.6%-30.2pp | 70.7%-31.4pp |
| Annual return | 52.67% | 19.99%+32.7pp | 37.90%+14.8pp | 34.38%+18.3pp |
| Employer contribution / active EE | $1,118 | $2,148-47.9% | $2,533-55.9% | $2,638-57.6% |
| Participant deferral / active EE | $2,399 | $3,558-32.6% | $3,832-37.4% | $4,530-47.0% |
| Admin fee / account holder | $488 | $398+22.8% | $5,476-91.1% | $348+40.4% |