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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,316 | $223,823-80.2% | $211,142-79.0% | $154,746-71.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.17% | 50.39%-37.2pp | 46.84%-33.7pp | 172.34%-159.2pp |
| Employer contribution / active EE | $1,984 | $6,787-70.8% | $6,442-69.2% | $4,379-54.7% |
| Participant deferral / active EE | $14,277 | $9,750+46.4% | $9,284+53.8% | $6,730+112.1% |
| Admin fee / account holder | $2,727 | $19,707-86.2% | $19,076-85.7% | $14,365-81.0% |