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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,342 | $57,061-32.8% | $85,063-54.9% | $80,911-52.6% |
| Participation rate | 100.0% | 56.3%+43.7pp | 67.5%+32.5pp | 67.6%+32.4pp |
| Annual return | 26.38% | 21.66%+4.7pp | 66.54%-40.2pp | 35.63%-9.2pp |
| Employer contribution / active EE | $4,097 | $1,799+127.7% | $2,727+50.2% | $2,756+48.7% |
| Participant deferral / active EE | $7,415 | $3,110+138.4% | $4,523+63.9% | $4,297+72.5% |
| Admin fee / account holder | $767 | $4,986-84.6% | $6,155-87.5% | $6,935-88.9% |