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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,005 | $96,338-97.9% | $80,589-97.5% | $139,427-98.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 21.30% | 1350.43%-1329.1pp | 935.83%-914.5pp | 373.27%-352.0pp |
| Employer contribution / active EE | $711 | $3,263-78.2% | $2,724-73.9% | $4,752-85.0% |
| Participant deferral / active EE | $1,304 | $5,234-75.1% | $4,449-70.7% | $6,711-80.6% |
| Admin fee / account holder | $1,466 | $6,600-77.8% | $5,379-72.8% | $11,404-87.1% |