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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,174 | $24,618-79.0% | $71,585-92.8% | $82,637-93.7% |
| Participation rate | 92.5% | 68.2%+24.3pp | 68.2%+24.3pp | 68.1%+24.4pp |
| Annual return | 54.45% | 93.17%-38.7pp | 59.26%-4.8pp | 53.51%+0.9pp |
| Employer contribution / active EE | $904 | $852+6.1% | $1,669-45.9% | $2,552-64.6% |
| Participant deferral / active EE | $1,559 | $1,720-9.4% | $2,923-46.7% | $4,126-62.2% |
| Admin fee / account holder | $1,112 | $3,285-66.1% | $4,712-76.4% | $7,339-84.8% |