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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,268 | $167,352-81.3% | $143,788-78.3% | $134,509-76.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -29.17% | 0.47%-29.6pp | -0.03%-29.1pp | 418.13%-447.3pp |
| Employer contribution / active EE | $8,530 | $5,620+51.8% | $4,952+72.3% | $4,741+79.9% |
| Participant deferral / active EE | $7,058 | $6,447+9.5% | $5,638+25.2% | $6,400+10.3% |
| Admin fee / account holder | $1,133 | $18,091-93.7% | $14,675-92.3% | $11,427-90.1% |