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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,602 | $108,922-77.4% | $100,398-75.5% | $145,978-83.1% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 21.52% | 58.04%-36.5pp | 49.32%-27.8pp | 550.52%-529.0pp |
| Employer contribution / active EE | $1,717 | $4,426-61.2% | $3,946-56.5% | $4,662-63.2% |
| Participant deferral / active EE | $2,516 | $8,450-70.2% | $8,084-68.9% | $6,690-62.4% |
| Admin fee / account holder | $1,541 | $9,680-84.1% | $7,893-80.5% | $13,400-88.5% |