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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,613 | $92,743-97.2% | $82,744-96.8% | $134,532-98.1% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.6%+10.8pp | 81.2%+2.1pp |
| Annual return | 0.00% | 946.63%-946.6pp | 702.22%-702.2pp | 418.27%-418.3pp |
| Employer contribution / active EE | $1,581 | $3,273-51.7% | $3,008-47.5% | $4,741-66.7% |
| Participant deferral / active EE | $1,645 | $4,802-65.8% | $4,395-62.6% | $6,401-74.3% |
| Admin fee / account holder | $451 | $5,977-92.5% | $5,325-91.5% | $11,429-96.1% |