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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,554 | $88,702-93.7% | $81,780-93.2% | $145,978-96.2% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 12.88% | 1029.12%-1016.2pp | 776.27%-763.4pp | 550.52%-537.6pp |
| Employer contribution / active EE | $2,020 | $3,084-34.5% | $2,914-30.7% | $4,662-56.7% |
| Participant deferral / active EE | $3,483 | $4,645-25.0% | $4,321-19.4% | $6,690-47.9% |
| Admin fee / account holder | $12,246 | $8,414+45.5% | $7,384+65.8% | $13,400-8.6% |