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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,102 | $78,690-80.8% | $161,489-90.6% | $87,485-82.7% |
| Participation rate | 78.8% | 67.5%+11.3pp | 78.7%+0.1pp | 68.9%+9.9pp |
| Annual return | 18.68% | 32.74%-14.1pp | 89.72%-71.0pp | 26.06%-7.4pp |
| Employer contribution / active EE | $639 | $2,588-75.3% | $4,268-85.0% | $2,596-75.4% |
| Participant deferral / active EE | $2,464 | $3,311-25.6% | $5,630-56.2% | $4,274-42.4% |
| Admin fee / account holder | $1,378 | $6,724-79.5% | $16,006-91.4% | $7,775-82.3% |