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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,784 | $102,609-12.5% | $98,090-8.5% | $138,895-35.4% |
| Participation rate | 88.9% | 82.8%+6.1pp | 81.5%+7.3pp | 79.9%+9.0pp |
| Annual return | 10.35% | 36.44%-26.1pp | 37.05%-26.7pp | 145.39%-135.0pp |
| Employer contribution / active EE | $0 | $3,867-100.0% | $3,606-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $4,445 | $8,167-45.6% | $7,845-43.3% | $6,396-30.5% |
| Admin fee / account holder | $29,161 | $11,434+155.0% | $11,815+146.8% | $12,562+132.1% |