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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,723 | $138,102-83.5% | $125,381-81.9% | $134,532-83.1% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -46.75% | 750.73%-797.5pp | 572.31%-619.1pp | 418.27%-465.0pp |
| Employer contribution / active EE | $4,596 | $5,245-12.4% | $4,815-4.5% | $4,741-3.1% |
| Participant deferral / active EE | $11,013 | $7,801+41.2% | $7,448+47.9% | $6,401+72.1% |
| Admin fee / account holder | $1,383 | $11,568-88.0% | $10,007-86.2% | $11,429-87.9% |