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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,135 | $83,427+12.8% | $115,756-18.7% | $68,486+37.5% |
| Participation rate | 90.3% | 71.9%+18.4pp | 77.1%+13.2pp | 67.9%+22.4pp |
| Annual return | 673.48% | -10.95%+684.4pp | 143.14%+530.3pp | -7.85%+681.3pp |
| Employer contribution / active EE | $4,563 | $3,075+48.4% | $3,793+20.3% | $2,597+75.7% |
| Participant deferral / active EE | $8,152 | $5,355+52.2% | $6,254+30.4% | $4,028+102.4% |
| Admin fee / account holder | $2,300 | $5,708-59.7% | $8,124-71.7% | $5,404-57.4% |