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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,923 | $106,267-51.1% | $96,520-46.2% | $139,456-62.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.26% | 38.45%-17.2pp | 35.72%-14.5pp | 373.45%-352.2pp |
| Employer contribution / active EE | $2,386 | $4,105-41.9% | $3,739-36.2% | $4,753-49.8% |
| Participant deferral / active EE | $8,904 | $5,454+63.2% | $4,879+82.5% | $6,711+32.7% |
| Admin fee / account holder | $1,186 | $7,882-85.0% | $6,733-82.4% | $11,407-89.6% |