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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,968 | $100,147-30.1% | $81,286-13.9% | $145,877-52.0% |
| Participation rate | 70.0% | 74.2%-4.2pp | 69.5%+0.5pp | 80.3%-10.3pp |
| Annual return | 14.57% | 34.44%-19.9pp | 24.80%-10.2pp | 551.28%-536.7pp |
| Employer contribution / active EE | $5,429 | $2,977+82.4% | $2,463+120.4% | $4,663+16.4% |
| Participant deferral / active EE | $12,111 | $4,607+162.9% | $3,883+211.9% | $6,691+81.0% |
| Admin fee / account holder | $13,137 | $8,201+60.2% | $5,764+127.9% | $13,402-2.0% |