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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,251 | $175,257-67.3% | $149,717-61.8% | $139,456-58.9% |
| Participation rate | 58.8% | 83.4%-24.6pp | 78.8%-20.0pp | 80.3%-21.5pp |
| Annual return | 174.17% | 166.70%+7.5pp | 134.41%+39.8pp | 373.45%-199.3pp |
| Employer contribution / active EE | $3,744 | $5,477-31.6% | $4,820-22.3% | $4,753-21.2% |
| Participant deferral / active EE | $4,942 | $6,521-24.2% | $5,682-13.0% | $6,711-26.4% |
| Admin fee / account holder | $720 | $16,156-95.5% | $13,213-94.5% | $11,407-93.7% |