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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,364 | $88,585-61.2% | $69,884-50.8% | $134,532-74.5% |
| Participation rate | 47.6% | 74.9%-27.3pp | 70.5%-22.9pp | 81.2%-33.6pp |
| Annual return | -14.83% | 442.80%-457.6pp | 190.81%-205.6pp | 418.27%-433.1pp |
| Employer contribution / active EE | $1,852 | $3,235-42.7% | $2,560-27.7% | $4,741-60.9% |
| Participant deferral / active EE | $2,541 | $4,770-46.7% | $3,848-34.0% | $6,401-60.3% |
| Admin fee / account holder | $8,389 | $10,441-19.6% | $6,266+33.9% | $11,429-26.6% |