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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,331 | $181,896-89.9% | $156,551-88.3% | $273,972-93.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.91% | 30.74%-21.8pp | 32.23%-23.3pp | 41.46%-32.6pp |
| Employer contribution / active EE | $1,862 | $6,248-70.2% | $5,501-66.1% | $4,869-61.7% |
| Participant deferral / active EE | $5,359 | $5,550-3.4% | $4,871+10.0% | $5,287+1.4% |
| Admin fee / account holder | $407 | $15,560-97.4% | $13,028-96.9% | $10,133-96.0% |