Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $925 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,338 | $31,424-83.0% | $81,473-93.4% | $69,631-92.3% |
| Participation rate | 21.6% | 50.8%-29.2pp | 68.0%-46.4pp | 70.7%-49.1pp |
| Annual return | 55.31% | 22.44%+32.9pp | 38.78%+16.5pp | 27571.02%-27515.7pp |
| Employer contribution / active EE | $815 | $1,029-20.8% | $2,568-68.3% | $2,032-59.9% |
| Participant deferral / active EE | $46 | $1,838-97.5% | $3,537-98.7% | $3,224-98.6% |
| Admin fee / account holder | $176 | $103+71.2% | $4,561-96.1% | $110+59.1% |