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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,676 | $168,635-88.3% | $147,617-86.7% | $125,389-84.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -3.20% | 77.65%-80.9pp | 61.98%-65.2pp | 282.24%-285.4pp |
| Employer contribution / active EE | $5,295 | $6,252-15.3% | $5,564-4.8% | $4,866+8.8% |
| Participant deferral / active EE | $3,836 | $5,507-30.3% | $4,895-21.6% | $5,352-28.3% |
| Admin fee / account holder | $480 | $13,580-96.5% | $11,612-95.9% | $9,541-95.0% |