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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,365 | $180,462+87.5% | $154,111+119.6% | $135,379+149.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.78% | 888.17%-892.0pp | 735.18%-739.0pp | 519.79%-523.6pp |
| Employer contribution / active EE | $3,300 | $6,036-45.3% | $5,298-37.7% | $4,779-31.0% |
| Participant deferral / active EE | $18,500 | $5,806+218.6% | $5,081+264.1% | $5,609+229.8% |
| Admin fee / account holder | $305 | $16,145-98.1% | $13,411-97.7% | $10,828-97.2% |