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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,699 | $85,766+55.9% | $136,297-1.9% | $70,124+90.7% |
| Participation rate | 88.0% | 74.2%+13.8pp | 81.9%+6.1pp | 69.5%+18.5pp |
| Annual return | 13.83% | 31.45%-17.6pp | 5156.19%-5142.4pp | 73.14%-59.3pp |
| Employer contribution / active EE | $3,569 | $2,966+20.3% | $4,696-24.0% | $2,342+52.3% |
| Participant deferral / active EE | $9,292 | $5,051+84.0% | $6,247+48.7% | $3,332+178.9% |
| Admin fee / account holder | $3,480 | $5,420-35.8% | $9,244-62.4% | $4,645-25.1% |