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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,224 | $76,551+49.2% | $123,894-7.8% | $62,881+81.7% |
| Participation rate | 93.2% | 73.0%+20.2pp | 81.4%+11.8pp | 69.3%+23.9pp |
| Annual return | 2.12% | 18.68%-16.6pp | 47.52%-45.4pp | 20.14%-18.0pp |
| Employer contribution / active EE | $3,451 | $2,882+19.7% | $4,617-25.2% | $2,281+51.3% |
| Participant deferral / active EE | $10,357 | $4,840+114.0% | $5,984+73.1% | $3,203+223.4% |
| Admin fee / account holder | $1,706 | $4,826-64.6% | $8,357-79.6% | $4,296-60.3% |