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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $66,306 |
Service code 27 · EIN 47-2717610 | Advisory (Plan) | $59,061 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,660 | $40,278-21.4% | $80,607-60.7% | $80,149-60.5% |
| Participation rate | 45.1% | 47.5%-2.4pp | 67.0%-21.9pp | 72.9%-27.8pp |
| Annual return | 22.73% | 50.86%-28.1pp | 936.11%-913.4pp | 40.39%-17.7pp |
| Employer contribution / active EE | $771 | $1,332-42.2% | $2,724-71.7% | $2,977-74.1% |
| Participant deferral / active EE | $2,584 | $2,696-4.2% | $4,448-41.9% | $5,015-48.5% |
| Admin fee / account holder | $81 | $210-61.7% | $5,379-98.5% | $145-44.4% |