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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,569 | $98,760-30.6% | $149,715-54.2% | $79,858-14.1% |
| Participation rate | 74.1% | 75.8%-1.7pp | 82.5%-8.4pp | 69.6%+4.4pp |
| Annual return | 15.70% | 27.43%-11.7pp | 276.66%-261.0pp | 31.72%-16.0pp |
| Employer contribution / active EE | $2,264 | $3,217-29.6% | $4,645-51.3% | $2,471-8.4% |
| Participant deferral / active EE | $2,705 | $5,681-52.4% | $6,842-60.5% | $3,740-27.7% |
| Admin fee / account holder | $3,242 | $6,053-46.4% | $9,310-65.2% | $5,306-38.9% |