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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,789 | $198,461-52.7% | $170,436-45.0% | $147,585-36.5% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 12.61% | 257.30%-244.7pp | 205.94%-193.3pp | 578.57%-566.0pp |
| Employer contribution / active EE | $5,471 | $6,184-11.5% | $5,433+0.7% | $4,876+12.2% |
| Participant deferral / active EE | $3,748 | $5,629-33.4% | $4,939-24.1% | $5,439-31.1% |
| Admin fee / account holder | $5,064 | $16,852-69.9% | $13,880-63.5% | $10,885-53.5% |