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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,708 | $75,962+407.8% | $154,111+150.3% | $64,173+501.0% |
| Participation rate | 75.9% | 70.4%+5.4pp | 83.0%-7.2pp | 69.6%+6.3pp |
| Annual return | -6.12% | 30.32%-36.4pp | 735.18%-741.3pp | 7.63%-13.8pp |
| Employer contribution / active EE | $9,630 | $3,350+187.5% | $5,298+81.8% | $2,381+304.5% |
| Participant deferral / active EE | $6,556 | $3,175+106.5% | $5,081+29.0% | $3,470+88.9% |
| Admin fee / account holder | $1,249 | $5,589-77.7% | $13,411-90.7% | $4,887-74.4% |