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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,503 | $85,766-42.3% | $136,297-63.7% | $70,124-29.4% |
| Participation rate | 65.8% | 74.2%-8.4pp | 81.9%-16.1pp | 69.5%-3.8pp |
| Annual return | 18.71% | 31.45%-12.7pp | 5156.19%-5137.5pp | 73.14%-54.4pp |
| Employer contribution / active EE | $2,237 | $2,966-24.6% | $4,696-52.4% | $2,342-4.5% |
| Participant deferral / active EE | $5,600 | $5,051+10.9% | $6,247-10.4% | $3,332+68.1% |
| Admin fee / account holder | $1,545 | $5,420-71.5% | $9,244-83.3% | $4,645-66.7% |